Oscar Muñoz
VP - International Business Development
CHARGE Anywhere Corp


Oscar Muñoz has been in the Electronic Payments Industry for over 19 years. His qualifications include the creation of his first Independent Sales Organization for Merchant Services, Electronic Bankcard Services, Inc. (E.B.S.) by the age of 20, right after a short tour as an AW-3/A-2 within the US-NAVY, while completing a Bachelor in Business Administration with Majors in Accounting and International Business from the Florida International University. He went on to create the first non-bank company of its kind within the Region of Puerto Rico, United Merchant Services, Inc. (U.M.S.), which gave him firsthand knowledge of the intricacies of electronic payment acquiring and issuing outside the US borders within the LAC Region.

He completed his Masters in Business Administration as an Accounting Major with top scholastic honors (4.0 GPA), and performed his Graduate Studies on the Electronic Payments Acceptance (Acquiring) Industry, with depth into the region of Puerto Rico. Such study became the base for the only Non-Bank ISO and Member Service Provider within Puerto Rico, Worldwide Payment Services, Inc., which he founded by January 1997. WPS comprehensive suite of services was created by leveraging Muñoz’s end-to-end personal industry experience, and was specifically built around the “one-stop” concept for all electronic payment processing needs, by offering a complete line of end-to-end credit, debit, gift and loyalty, and check acceptance solutions for merchants of all sizes and industry types.